Tag Archive | US

Why should you hire a US immigration law firm

Are you finding it hard to resolve your immigration issues? Then probably it is time for you to avail the services of a US immigration law firm. There are plenty of reasons behind it, but the one that leads the pack is that immigration laws, more often than not, are quite complex in nature. Although there are certain immigration issues which can be dealt with without the assistance of any immigration attorney, but in most cases it is just not possible to navigate through such laws without their proper guidance. And when we talk about attorneys, it is not just any other attorney but the one that specializes in immigration.

When it comes to the popularity of nations in terms of number of immigrants, then it is the US that easily rules the pack as scores of students, professionals, entrepreneurs, doctors and scientists head to. It is because of this very reason that the US authorities have made stricter immigration laws, so as to keep a check on the inflow of individuals entering the boundaries of the country. Therefore, it becomes more of a necessity than requirement to consider the services of a top quality US immigration law firm so that get the job done without much of a stress and problem.

Another complicated aspect about these laws is that they are updated and reviewed on a regular basis. The laws are changed according to the changes occurring in the political arena of countries, according to which they change their immigration stance. Also, the immigration procedures usually consume a lot of time. And do not make the mistake of assuming that the job is done once you have submitted the form after filling it. That’s because you will then have to wait for approvals from the authorities dealing with such matters. It is typically seen that such approvals usually end up consuming at least a couple of months if not years. And the worst case scenario is when you have waited for a long period of time only to see your application rejected, as you failed to provide all the required documents and meet the conditions which are necessary for approval.

All these problems and complications can be avoided should you decide to hire a professional and reputed US immigration law firm. Not only can you get the job done in a short period of time, but save yourself from stress which comes along while going through immigration procedures.

ChexSystems Banking vs. Consumers

Today, more than 20 million US citizens are living without a bank account. The primary reason is due to ChexSystems’ dominating presence within the consumer banking world. It is estimated that over 80% of all banks and credit unions in the United States, use ChexSystems to verify new customer accounts. Most individuals listed in the ChexSystems database were reported due to mishandling of their checking accounts, while the rest were attributed to abuse, fraud, or errors.

Within recent years, many websites have sprung up on the internet offering help for people listed on ChexSystems. Services vary among these sites, ranging from free information to paid memberships. No matter where you turn, there are countless numbers of “victims” venting their frustrations through the use of public forums and message boards.

Most of the frustrations shown by “victims” of ChexSystems seem justified, but even then there are always two sides to every story. Most “victims” feel that 5 years of being “blacklisted” is punishment beyond justification. And if reported in error, even worse a punishment. In addition, many have complained that the banks give no breaks when it comes to consumer mistakes, but are quick to cover up their mistakes when the banks are at fault. Banks, on the other hand, justify using ChexSystems to protect their assets.

Either way you look at it, ChexSystems is a much needed organization in the banking industry. Without ChexSystems, banks would go bankrupt without this type of asset protection against con-artists and account abusers.

The real question is how fair is the punishment for the consumers who innocently have fallen into tough financial situations, and as a result defaulted on their bank account. Is it fair to “blacklist” all consumers the same way regardless of their banking history? These are just a few of the questions that need answering before any proper reforms can be reached.